St Bancorp Stock Analysis

STBA Stock Analysis Notes

About 74.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.08. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. ST Bancorp last dividend was issued on the 12th of February 2026. The entity had 2:1 split on the 2nd of November 1998. ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people. To find out more about ST Bancorp contact Christopher McComish at 800 325 2265 or learn more at https://www.stbancorp.com.

ST Bancorp Investment Alerts

STBA Largest EPS Surprises

View All Earnings Estimates

ST Bancorp Environmental, Social, and Governance (ESG) Scores

STBA Stock Institutional Investors

Note, although ST Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

STBA Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.63 B.

STBA Profitablity

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.

Management Efficiency

ST Bancorp has return on total asset (ROA) of 0.0138 % which means that it generated a profit of $0.0138 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0944 %, meaning that it created $0.0944 on every $100 dollars invested by stockholders. ST Bancorp's management efficiency ratios could be used to measure how well ST Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At present, ST Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.02, whereas Return On Capital Employed is forecasted to decline to 0.04. At present, ST Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 10.2 B, whereas Total Assets are forecasted to decline to about 5 B.

Technical Drivers

As of the 1st of February, ST Bancorp owns the Mean Deviation of 1.21, risk adjusted performance of 0.1177, and Downside Deviation of 1.58. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of ST Bancorp, as well as the relationship between them.

ST Bancorp Price Movement Analysis

ST Bancorp Insider Trading Activities

ST Bancorp Outstanding Bonds

ST Bancorp Predictive Daily Indicators

ST Bancorp Corporate Filings

ST Bancorp Forecast Models

ST Bancorp's time-series forecasting models are one of many ST Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ST Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

ST Bancorp Debt to Cash Allocation

ST Bancorp currently holds 265.29 M in liabilities with Debt to Equity (D/E) ratio of 6.98, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about ST Bancorp's use of debt, we should always consider it together with its cash and equity.

ST Bancorp Total Assets Over Time

ST Bancorp Assets Financed by Debt

The debt-to-assets ratio shows the degree to which ST Bancorp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

ST Bancorp Debt Ratio

2.55

It appears most of the ST Bancorp's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the ST Bancorp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of ST Bancorp, which in turn will lower the firm's financial flexibility.

ST Bancorp Corporate Bonds Issued

STBA Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how ST Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling STBA shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as ST Bancorp. By using and applying STBA Stock analysis, traders can create a robust methodology for identifying STBA entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. STBA analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. STBA analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

ST Bancorp stock analysis indicators help investors evaluate how ST Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading ST Bancorp shares will generate the highest return on investment. By understating and applying ST Bancorp stock analysis, traders can identify ST Bancorp position entry and exit signals to maximize returns.

When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.